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How Does Social Care Funding Work?

Social care isn’t free in the UK; you are usually required to pay for at least some amount of your care. In this blog post, the Care Control team takes a look at how social care funding works in 2022, and what you need to know. 


Read on to learn more about paying for care and support, and if you’d like to find out more about Care Control’s solutions, then please contact us on 01822 738100. 


Financial Support from the Local Council


When it comes to funding social care, you can be eligible for financial assistance from your local council if you have less than £23,250 in savings. The amount of financial support you receive depends on the type of care you need and how much you can personally afford to pay. 


Ultimately, the local council will need to conduct a needs assessment to determine how much help you need, and a financial assessment to work out how much you will have to pay for the cost of your care. If it is determined that your local council will be paying towards your care, then you will receive what is called a personal budget. 


Your personal budget can be provided to you in three ways – a direct payment into your bank account, the council arranging and paying for care on your behalf, and a mixed personal budget. When the council is arranging your care, you will still have the ability to choose how your personal budget is used, with all the control and decision-making in your hands.


Self-Funding your own Care


If you are not entitled to support with the cost of care, then you will have to self-fund your social care. This means that you will have to arrange for and pay for your care, with no involvement from your local council. Should this be the case, then you will need to find out the level of care you need, and this is achieved through a needs assessment which is free from your local council. 


Social care can be expensive, and it can be very helpful to know how much you have to pay as this will help you with long-term budgeting. Alongside this, you might be eligible for benefits such as Attendance Allowance and Personal Independence Payment (PIP), which aren’t means-tested. These can help towards the cost of your care too. If you need assistance and financial advice on funding your care, then you can speak to a specialist who can advise you on what’s right for you.


Searching for a Provider of Income Management Software?


At Care Control, we provide first-rate income management software which is designed to enable smooth and straightforward financial management. With our software, you will be able to efficiently manage your income stream and ensure accuracy across your entire care organisation – no matter how big or small. Our innovative income management solution is an all-in-one programme which allows you to manage your income 24/7 – whether you’re on the road, in the office or working from home. 

With just a couple of clicks, you’ll be able to raise invoices, send payment reminders and track your company’s petty cash situation. If all of this sounds good, then please do not hesitate to get in touch with Care Control today. Please call us on 01822 738100 or drop us a message via the online form on our website, and we’ll be in touch with you as soon as possible. You can also book a demo via our website, where we’ll give you a first-hand demonstration of how our financial management software can support your care organisation.

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